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I am age 58 and an on Social Security disability for 24 months. I will qualify for medicare very soon. I cheap jordans sale will need a supplement or and advantage plan. What are my options?

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You may have Medicare before age 65 due to the following:

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Sunny1ib, I see that you are a health ins consultant in Sarasota. If you have 100% VA coverage now, the thought process goes you would be treated at your local/regional VA facility. In an emergency situation you would be sent to the closest medical facility (whether it is VA or not). The VA will pay in accordance to the benefit schedule. If you have a Medicare card and it shows that you have Part B, you very well may be paying a premium for that this is financial aspect is something to consider especially if you are under financial constraints.

cheap jordans size 4 If you are a veteran with an apportionment, having Medicare benefits will then be a "must". If that is cheap jordans in china the case purchasing a Medicare supplement is not a bad idea. However, cheap jordans from china you will be subject to underwriting questions of the application. Depending on the carrier, if you answer "Yes" to any of the health questions, your application may very well be declined. From what little information you provided, it sounds like you have had benefits for a while and you would not be a candidate for a guarantee issue policy. When you turn 65, you will automatically be eligible for guarantee issue policy (no underwriting, the carrier must accept your application). You can also consider Medicare Advantage plans but be cautious with these types of plans as these require network usage cheap jordan sneakers and you need to check to Cheap jordans make sure you have a relatively strong network. These plans can also be a bit less of a strain on your finances in some ways. cheap jordans size 4

As far as what plan? It depends on what your need levels are. Some who want some Part A (Hospitalization) benefits purchase the Medicare Supplement Plan B. Others want more comprehensive benefits so they will choose the plan in accordance to what they can afford. The most popular plans are Plans F (richest level of benefit), cheap jordans online Plan G, Plan K (lower premium but higher out of pocket costs) and Plan N. Plan N have been pretty popular this past year as it cheap jordans for sale provides a similar level of benefits as Plan F BUT you meet your Part B deductible and pay up to $20 in copays to see any doctor, $50 copay to use the emergency room (waived if you are admitted).

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Just a revision on the guarantee issue coverage in cheap jordans china Florida: if you are an individual under the age of 65 and are awarded Social Security Disability benefits as well as entitled to Medicare, you will have a guarantee issue period. This law was revised back in October 2009. That is good news. The not so good news is that depending on the carrier, the monthly premiums can be higher than what one can afford.

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Who offers under 65 medicare supplemental insurance [ 2 Answers ]

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